Your Options. Your Choice. Your Coverage.

Life Insurance

Why Buy Term Life Insurance?

No doubt there are many factors that figure into the type of life insurance you select. Level, Term Life Plans offer unique options designed to help you maximize your plan and satisfy your needs as a person, a spouse and a parent.
Some highlights:  High benefit-levels with new, lower premiums, Child coverage for an affordable fixed premium, and Spouse or domestic partner coverage at affordable rates.

Coverage Features include:

• Coverage amounts from $100,000 up to $5 million, offering your family the added financial security they deserve;
• Rates and death benefit,  based on your current age and health, are guaranteed for between 10 and 30 years;
• "Living Benefits" feature available to you at no additional cost (not available in all states)
• You may qualify for the lowest rate category, Preferred Plus, a great value;

Insurance experts agree that term life coverage allows families to add maximum amounts of additional financial security at the most affordable cost.

Disability Insurance

No one likes to think about them, but disabilities happen every day. In the event of a disabling accident or illness, protection against loss of income is vital to your financial well-being.
Disability Income Insurance Plans provide solid benefits, rates and options designed with your interests in mind. You can tailor the plan to your needs and your budget. Even if you currently have disability coverage, this plan may be able to supplement your present disability benefit level. Some highlights include: 

Monthly Benefit Amount up to $10,000 -You may apply for up to $10,000 in monthly benefits for total disability. Benefits are payable regardless of whether your disability is caused by accident or illness.

"Own Occupation" Disability Definition - Unlike some other disability plans, this plan contains a preferred definition of disability. If you are unable to perform the duties of "your own occupation," benefits can be payable for up to five years.

Long-Term Benefit Periods-After five years, benefits may continue until age 65 if you are unable to work in any job for which you are reasonably fit by training, education or experience.

Extra Benefits for Rehabilitation -To help you recover, you may also qualify for
rehabilitation benefits in addition to your monthly disability benefit if you participate in an approved accredited occupational rehabilitation program while you are disabled.

Choice of Elimination Periods - Choose two, three, six, or twelve months. (The elimination period is defined as the period of time from the start of total disability during which no benefits are payable.)

For a Free, Money Saving Insurance Quote, simply fill out the Information below.
You can also fax it to us at 856-988-3296.